Farm Credit System

​​​​​​​​​​​Farm Credit is a nationwide network of customer-owned financial institutions that provides loans and related financial services to U.S. farmers and ranchers, farmer-owned cooperatives, rural homebuyers, agribusinesses and rural infrastructure providers.

As customer-owned cooperatives, Farm Credit institutions are governed by the customers they serve and have a specific mission to support rural communities and agriculture in good times and bad. Farm Credit loans help U.S. agricultural producers feed the world, rural businesses grow and the rural economy thrive. Our infrastructure lending helps bring clean water to rural families, modern telecommunications to help rural businesses compete and reliable energy to rural communities.

Farm Credit’s mission remains just as vital today as it was when we made our first loan more than 100 years ago. 

National Footprint, Local Support

While we have a national footprint, independently owned and operated Farm Credit organizations provide services in the communities where they live and work. Each local Farm Credit organization is a cooperative that is owned by its customers and has a deep understanding of agriculture in their area. This expertise enables them to understand the industry sectors they finance and provide an unparalleled level of knowledge and service to their customer/owners.

Combined, Farm Credit organizations provide $343.9 billion in loans, which is approximately 40 percent of agriculture's credit needs, including for climate smart and regenerative ag practices. This capital helps more than 500,000 customers. Farm Credit:

  • Make loans for agriculture real estate and home mortgages, farm operations, equipment purchases, agribusiness operations, U.S. agricultural exports, and infrastructure construction and operations.
  • Provides financial services, including farm record-keeping, crop insurance, credit life insurance, tax-preparation and more
  • Leads the way in providing credit to young, beginning and small farmers and ranchers
  • Supports development of rural infrastructure, including water, broadband, telecommunications, electricity and transportation across the country